Anti-Money Laundering

ePropertys is committed to operating its business transparently and openly consistent with our legal and regulatory obligations. We are aware that the real estate industry is a target for organised criminals seeking to launder the proceeds of criminal activity. We always seek to prevent this activity by cooperating fully with the authorities and reporting suspicious activity to the National Crime Agency.  

As part of this commitment, we adopt strict compliance with all Anti-Money Laundering rules, with specific emphasis on the Proceeds of Crime Act 2002, the Money Laundering Regulations 2017, the Bribery Act 2010 and the Terrorism Act 2000.  

This means that we have to obtain and hold identification and proof of address for all customers. Additionally, we are also required to establish whether there are any beneficial owners on whose behalf the transaction or activity is taking place, hence, we would request you to identify anyone who you would consider to be a beneficial owner. Where appropriate, the source or destination of funds may also be requested. Without this information, we will be unable to proceed with any work on your behalf.  

ePropertys policy commitment applies to all of our customers, including vendors, buyers, landlords and tenants. As a result, we obtain and hold evidence pertaining to our customers' identity, for at least 5 years after the business relationship ends. Where appropriate, we obtain proof of ownership of property and source/destination of funds. We will be unable to proceed with any work on behalf of our customers if we are unable to obtain this information. Customers' identity will be subject to an electronic identity check, which may also include a credit check  

For a full list of acceptable identity documents, please see below.  

 

Individual identity documents

 

ePropertys require one document from List A and one document from List B.  

LIST A - IDENTITY DOCUMENT  

  • Current signed passport
  • Valid UK driving licence
  • EEA member state identity card

LIST B - PROOF OF ADDRESS  

  • UK/EU/EEA Drivers Licence (if UK Drivers Licence not used as ID)  
    Must be valid, not expired. Photo only. Full or provisional.
  • Bank, Building Society or Credit Union Statement (Recommended - the same account registered on-site)
    Dated with 3 months. Must include account number and show recent activity. No general correspondence.
  • Credit Card Statement  
    Dated within 3 months. Must include account number and show recent activity. No general correspondence.
  • UK, EU, EEA Mortgage statement  
    Dated within 12 months. Must show the account number. No general correspondence.
  • Utility Bill  
    Dated within 6 months E.g. Gas, electricity, water. Must show address for service and/or account number. No general correspondence.
  • Telephone Bill  
    Dated within 6 months E.g. Landline or mobile pay monthly (excluding pay as you go). Must show address for service and/or account number. No general correspondence.
  • Council Tax  
    Dated within 12 months. Must show address for service and/or account number. No general correspondence.
  • Tenancy Agreement  
    Dated with 12 months. Must state full name and full property address. Issued by local council, housing association, solicitor or reputable letting agent.
  • Benefits Entitlement Letter  
    Dated within 12 months. Issued by DWP or Jobcentre plus. Must confirm benefit payable at the time of issue. E.g. Pension, disability, single parent, housing etc.
  • HMRC Tax Notification  
    Dated with 6 months. Must state national insurance number and tax calculation. No general correspondence.
  • Home or Motor Insurance Certificate  
    Dated within 12 months. Must state insured address or registered address for vehicle and policy number. No general correspondence.
  • UK solicitors letter confirming house purchase/land registration  
    Dated with 3 months. Must state the full name of the new proprietor and full property address.
  • NHS Medical Card or letter from GP confirming registration  
    Dated within 3 months. Must state individual’s date of birth and NHS number. No general correspondence.
  • Official confirmation of Electoral Register entry or official poll card  
    Dated within 12 months. Must state full name and full address. No general correspondence.
  • Police Registration Certificate  
    Dated within 12 months. Must state the full residential address of the individual.

Probate 

If you are acting as a Representative of an Estate, we require the following:  

  • Grant of Probate (if a will was left)
  • Letter of administration (if no will left)
  • Individual identity evidence from List A & B for the Personal Representative, either executor or administrator

Limited company  

If you are acting as a Representative of a UK Company, we will also require the following:  

  • Certificate of Incorporation
  • Articles of Association
  • Memorandum of Association
  • Latest Annual Return or Confirmation Statement, with details of current company officers
  • If offshore, nominee director declaration and general power of attorney
  • Individual identity evidence from List A and B for all individuals or entities with 25% or more of the shares or voting rights in the company

If you are acting as a Representative of an Offshore Company, we will also require the following:  

  • Certificate of Incorporation
  • Articles of Association, Memorandum of Association, Latest Annual Return with details of current company officers, Share Certificate(s) showing the Ultimate Beneficial Owner OR
  • Certificate of Incumbency
  • If the shares are owned by another company, repeat the steps above for the holding company
  • Nominee director declaration and/or general Power of Attorney (if applicable)
  • Individual identity evidence from List A and B for all individuals or entities with 25% or more of the shares or voting rights in the company

Trust  

If you are acting as a Representative of a Trust, we require the following:  

  • Trust deed
  • List of trustees
  • List of beneficiaries
  • Individual Identity evidence from List A & B for all individuals with a vested interest in 25% or more of the capital and/or those who exercise control over the Trust

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